The thing is, I don't think those are the standards of "most" fans. Most fans who write essays and think about this stuff, maybe, but going by the majority of fic posted out there, most fans like that stuff.

Point and a very good one.

It only bothers me in the sense that the mainstream then decries all fanfiction as crap.

On the other hand, though, the mainstream says all fanfic is crap because the mainstream doesn't know what it's talking about -- so why listen to the mainstream?